How To Change Your Lifestyle

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Is money tight? Do you feel like you have to scrap every penny together to make it through to the end of the month? With the average cost of living increasing at a far greater rate that our salary does, how do we go about cutting the unnecessary items from our expense list?

Here are three expensive habits that you should cut:
Number One – The Hairdresser
You pay more and more every time you cut your hair. Luckily it is only once every four to six weeks, but still, can you not spend that money in a better way? Instead of visiting well established hairdressers that cost a fortune, why not enlist the help of a graduate student.
Graduate students need to practice on ‘live’ models and this way you will pay at least half of what you are normally paying. The only thing you need to be aware of is that a graduate student will be assessed on your haircut, so set aside another half an hour or so. It may take longer, but it will save you money.

How To Change Your Lifestyle

Number Two – Eating Out
Eating out is one of our favourite past times. Who doesn’t love going out for dinner, not having to prepare the food or wash the dishes. The problem is that eating out is a very expensive outing. Instead of eating out on the nights you do not feel like cooking, plan ahead.
Set aside half a day over the weekends and prepare your weeks meals. This way you have control over your diet and when you get home in the evenings, you are never more than ten minutes away from eating. All you need to do is remember to take the dinner out of the freezer and place it in the fridge before you leave for work. Once you get home it will be defrosted and you just need to heat and eat.

Number Three – Starting A New Hobby
We all from time to time get a bee in our bonnet and decide to start a new hobby. Instead of starting a new hobby, rather pick inexpensive do-it-yourself (DIY) tasks to do around the house. Not only will it make you feel like you have accomplished something, but it will also be something you can scratch off the never ending ‘things to do’ list on the kitchen. So next time the urge hits, tackle the garden, garage or simply finish the task you step out to do months ago.

In conclusion, saving money does not mean that you need to live a boring and penny counting lifestyle. Instead, it means that you need to be smart about how you approach obstacles. Set the money aside every month that you save and see the benefits when you are able to pay off that ever increasing debt bill.

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Greg Jones
About the Author:

I am Greg Jones, a consolidation loan and person finance consultant. I find that the fastest way to change your lifestyle is by changing your spending habits. Use these three tips and start saving for your future. In my spare time I love nothing more than hitting the beach with the family or relaxing in front of the television watching sport.

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